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Just HOW many passwords are enough?

Sorry for the rant, but somehow, I'm starting to find all the passwords, passcodes, passphrases and 2FA "situations" to be getting a bit out of hand.

And I'm an extremely IT-minded guy with his own sophisticated password manager and an extremely tight grip on how to efficiently manage this stuff.

But even I am starting to find it increasingly frustrating.

Just one example: Since iOS 15, the shenenigans to backup an iDevice are:

1) Launch iTunes
2) Connect device
3) Click "Trust" in the dialog
4) Enter the (long) passcode on the device
5) Click on the device icon in iTunes
6) Click "Backup"
7) Enter the device passcode again (seriously, I've just entered it literally 7 seconds ago!)
8) Finally, the backup starts

I mean, this is just one example. Here's another -- how to make a bank transaction (Bank of Ireland, EU) :

1) Go to 365online.com
2) Enter your "User ID" (have to look it up in password manager)
3) Enter 3 random digits of my 6-digit "PIN"
4) Enter my date of birth or the last 4 digits of my phone number
5) Find my "Security device"
6) Take it out of Airplane mode and deactivate "Do not Disturb"
7) "Swipe to approve" in the Bank of Ireland app if it comes up. If not (approx. 50% of cases), launch it manually, tap on "Waiting for your approval" and then swipe
8) Go to "Transactions"
9) Enter the transaction details like target account number, etc.
10) Enter 3 random digits of my 6-digit "PIN"
11) Swipe again on my "Security device"
12) Confirm again on the banking website

Yes yes I know, all very dangerous and people are trying to kill you from all angles etc... but seriously, is THIS still the right balance between security and convenience?

Comments

  • If you're using 2FA it's zero passwords when using trusted devices :sunglasses:

  • edited December 2022

    Ouch. And I thought it was a hassle to be fingerprinted in order to use login details that I had previously let Chrome remember for me specifically to streamline logins (it only happens on iOS/Mac by the way, Android/Windows are smooth sailing). I mean I still think that’s too much, but your examples sound more painful, especially the banking one. That one’s epic.

  • The U.S. copyright office makes me change my password every two months. Because, you know, dangerous people are trying to look at a list of the titles of unheard songs I have written. I choose passwords like Quitwa$tingMyTim3 and IhateU4eva.

  • edited December 2022

    h4ck3r$ru1n1ng1t43v3ry1. If you know one punch them in the face for me.

  • @SevenSystems said:
    Sorry for the rant, but somehow, I'm starting to find all the passwords, passcodes, passphrases and 2FA "situations" to be getting a bit out of hand.

    And I'm an extremely IT-minded guy with his own sophisticated password manager and an extremely tight grip on how to efficiently manage this stuff.

    But even I am starting to find it increasingly frustrating.

    Just one example: Since iOS 15, the shenenigans to backup an iDevice are:

    1) Launch iTunes
    2) Connect device
    3) Click "Trust" in the dialog
    4) Enter the (long) passcode on the device
    5) Click on the device icon in iTunes
    6) Click "Backup"
    7) Enter the device passcode again (seriously, I've just entered it literally 7 seconds ago!)
    8) Finally, the backup starts

    I mean, this is just one example. Here's another -- how to make a bank transaction (Bank of Ireland, EU) :

    1) Go to 365online.com
    2) Enter your "User ID" (have to look it up in password manager)
    3) Enter 3 random digits of my 6-digit "PIN"
    4) Enter my date of birth or the last 4 digits of my phone number
    5) Find my "Security device"
    6) Take it out of Airplane mode and deactivate "Do not Disturb"
    7) "Swipe to approve" in the Bank of Ireland app if it comes up. If not (approx. 50% of cases), launch it manually, tap on "Waiting for your approval" and then swipe
    8) Go to "Transactions"
    9) Enter the transaction details like target account number, etc.
    10) Enter 3 random digits of my 6-digit "PIN"
    11) Swipe again on my "Security device"
    12) Confirm again on the banking website

    Yes yes I know, all very dangerous and people are trying to kill you from all angles etc... but seriously, is THIS still the right balance between security and convenience?

    Meanwhile in a restaurant most people hand their charge card (which they probably stupidly signed the back of) to some waiter that they don't even know, who then disappears into a back room somewhere for several minutes ...

  • @wim said:

    @SevenSystems said:
    Sorry for the rant, but somehow, I'm starting to find all the passwords, passcodes, passphrases and 2FA "situations" to be getting a bit out of hand.

    And I'm an extremely IT-minded guy with his own sophisticated password manager and an extremely tight grip on how to efficiently manage this stuff.

    But even I am starting to find it increasingly frustrating.

    Just one example: Since iOS 15, the shenenigans to backup an iDevice are:

    1) Launch iTunes
    2) Connect device
    3) Click "Trust" in the dialog
    4) Enter the (long) passcode on the device
    5) Click on the device icon in iTunes
    6) Click "Backup"
    7) Enter the device passcode again (seriously, I've just entered it literally 7 seconds ago!)
    8) Finally, the backup starts

    I mean, this is just one example. Here's another -- how to make a bank transaction (Bank of Ireland, EU) :

    1) Go to 365online.com
    2) Enter your "User ID" (have to look it up in password manager)
    3) Enter 3 random digits of my 6-digit "PIN"
    4) Enter my date of birth or the last 4 digits of my phone number
    5) Find my "Security device"
    6) Take it out of Airplane mode and deactivate "Do not Disturb"
    7) "Swipe to approve" in the Bank of Ireland app if it comes up. If not (approx. 50% of cases), launch it manually, tap on "Waiting for your approval" and then swipe
    8) Go to "Transactions"
    9) Enter the transaction details like target account number, etc.
    10) Enter 3 random digits of my 6-digit "PIN"
    11) Swipe again on my "Security device"
    12) Confirm again on the banking website

    Yes yes I know, all very dangerous and people are trying to kill you from all angles etc... but seriously, is THIS still the right balance between security and convenience?

    Meanwhile in a restaurant most people hand their charge card (which they probably stupidly signed the back of) to some waiter that they don't even know, who then disappears into a back room somewhere for several minutes ...

    Exactly!

    I don't even think most people even want all this stuff. i.e. I don't think the average user is this paranoid. It's probably mostly for the insurance industry and liability etc.

    I'd be totally happy i.e. to opt-out of most of my banks security measures, while at the same time signing a contract indemnifying them of any damage caused by me losing my password / account getting hacked etc.. Why don't they make all this stuff optional.

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